Q: What are the advantages of using a mortgage broker?
A: A mortgage broker is able offer independent advice from a range of market products, find the most suitable solution for your needs and assist you through the application process. Some mortgage advisors may only be able to advise on a small range of market products.
Q: Can I get a mortgage if I have bad credit?
Q: What happens to your mortgage when you move house?
Q: How long does it take to remortgage?
A: The best time to remortgage can be different for everyone, but the most common time is when your current deal is coming to an end. The time frame the application process can take may vary depending on your circumstances, the lender, and the legal work, and, therefore, we recommend that you start to think about arranging your remortgage appointment with us six months before your deal ends.
Q: How much deposit do I need for a mortgage?
Q: What does it mean when a protection policy goes 'on risk'?
Q What aspects of my life do I need to cover with protection?
A: Protection can be arranged to cover my life aspects, using one or more protection policies. Here are some of the life aspects people may wish to cover:
Mortgage - help to keep your loved ones in the family home by covering this large debt.
Household bills - plan to protect your existing lifestyle by covering the cost of your bills.
Future family living costs - consider the cost of raising a child until the age of 18, or 21.
Higher education costs - secure the education of your family by covering university costs.
Outstanding debts - help to pay off unsecured debt.
Household income - consider if your family get by on just one income if you were no longer around.
Funeral costs.
An inheritance - You could choose to leave an additional sum as a cash gift to allow loved ones to lead a more financially comfortable life.
Q: Can I get a mortgage if I'm self-employed?
